Doorsteps F-M Homebuyer Class

Events > 2020 > November > Doorsteps F-M Homebuyer Class

About this event:

and
Online Via Zoom

Agenda

 

Day 1: Pre-purchase and Purchasing a Home

 

  • Pre-purchase
  • Renting v. owning
  • Costs of homeownership
  • Budgeting
  • New construction and remodeling
  • How to choose a contractor
  • Credit Bureau Reports—how to read them, how to dispute incorrect information, how long information stays on the report
  • Down payment assistance programs—City of Fargo, City of Moorhead, and others
  • How much house can you afford?
  • Working with a lender, what to bring to an initial meeting, which credit issues can you work with
  • Conventional v. FHA mortgage

Day 2: Obtaining a Mortgage and Post-Purchase

 

  • Closing process and title insurance
  • Home Inspections—importance of having one done, how to choose an inspector, costs, what they look for during an inspection
  • Home maintenance—doing common repairs around the house, maintenance with each season
  • Foreclosure prevention
  • Costs associated with repairs
  • Working with a realtor and real estate forms
  • Choosing a home and making an offer
  • What to look for with respect to homeowners insurance
  • Working with a Realtor® and real estate forms
  • Choosing a home and making an offer